The VA disability percentages system rates each service-connected condition from 0% to 100% in 10% increments. This 2026 guide explains what each percentage means, how the VA assigns ratings, and how multiple ratings combine using VA math.
How VA disability percentages work
VA percentages represent the average loss in earning capacity caused by a service-connected condition. The 38 CFR Part 4 rating schedule sets specific criteria for each percentage of every condition.
What each VA disability percentage pays in 2026
Monthly VA disability pay rises with your combined rating. Rates increased 2.8% on December 1, 2025 (the 2026 COLA).
| Rating | Veteran alone | With spouse |
|---|---|---|
| 10% | $175.51 | $175.51 |
| 20% | $346.95 | $346.95 |
| 30% | $537.42 | $601.42 |
| 40% | $774.16 | $859.16 |
| 50% | $1,102.04 | $1,208.04 |
| 60% | $1,395.93 | $1,523.93 |
| 70% | $1,759.19 | $1,908.19 |
| 80% | $2,044.89 | $2,214.89 |
| 90% | $2,297.96 | $2,489.96 |
| 100% | $3,831.30 | $4,044.91 |
See the full 2026 VA disability pay chart for all dependent variations.
What 0% means
A 0% rating still establishes service connection, even though it pays nothing. It locks in the effective date and lets you file for an increase later. You also gain priority access to VA healthcare for that condition.
What 100% means
A 100% rating is the highest VA disability rating. It pays about $3,831 per month in 2026 for a single veteran. Veterans rated 100% disabled also qualify for CHAMPVA, dependents education (Chapter 35), commissary access, and many state benefits.
Common VA percentages by condition
- Tinnitus — flat 10%.
- PTSD — usually 30%, 50%, or 70%.
- Sleep apnea with CPAP — 50%.
- Migraines (prostrating, monthly) — 30%.
- Lumbar strain (flexion ≤30°) — 40%.
- Hearing loss (mild bilateral) — usually 0%.
How combined ratings work
The VA doesn't add ratings together. Instead, it uses a “whole person” formula. Higher ratings count first, and each additional rating reduces the remaining “efficiency” left in your body.
Example: 50% + 30% = 65% rounded to 70%, not 80%.
Use the VA combined rating calculator to see exactly how your conditions stack.
TDIU pays at the 100% rate
Total Disability based on Individual Unemployability (TDIU) pays at the 100% rate even when your combined rating is below 100%. Veterans with one 60% condition or combined 70% (with one at 40%+) who can't work may qualify.