Veterans rated 100% disabled receive the largest VA compensation payment. In 2026, the base rate rose 2.8% with the annual cost-of-living adjustment (COLA). This guide shows the 2026 100% VA disability pay amounts by dependent status and explains when you get paid.
2026 100% VA Disability Pay by Dependent Status
These rates are effective December 1, 2025. Payments are tax-free.
| Dependent Status | 2026 Monthly Pay |
|---|---|
| Veteran alone (no dependents) | $3,938.58 |
| With spouse (no children) | $4,158.17 |
| With spouse and 1 child | $4,267.28 |
| With 1 parent (no spouse or children) | $4,114.82 |
| With spouse and 2 parents | $4,510.65 |
Each additional child under 18 adds $109.11 per month. Children in school past 18 and Aid and Attendance for a spouse add more. Special Monthly Compensation (SMC) can raise the total well above these figures.
Schedular 100% vs. TDIU: Same Pay
There are two ways to get paid at the 100% rate. A schedular 100% rating comes from your combined disability percentage. TDIU (Total Disability based on Individual Unemployability) pays the 100% rate when your conditions stop you from working, even if your combined rating is lower. Both pay the exact same monthly amount. Read our TDIU explainer to compare them.
When Do You Get Paid?
VA pays monthly, on the first business day of the following month. The 2026 COLA increase first appeared in the payment deposited December 31, 2025. If a payday lands on a weekend or holiday, the VA pays on the last business day before it.
Back Pay at 100%
When the VA grants or increases your rating, you receive back pay to your effective date. At the 100% rate, a year of back pay can exceed $47,000. Use our VA back pay calculator to estimate your lump sum.