What Happened: Trajector Medical Bankruptcy and VA Claims

Trajector Medical, a private company that assisted veterans with VA disability claims, has filed for bankruptcy as of October 2026. If you paid Trajector Medical for help with your VA claim and did not receive the promised services, you may be eligible to file a proof of claim in the bankruptcy case. This could allow you to recover some or all of your money, depending on the court's decisions and available funds.

The bankruptcy process is separate from your VA disability claim. Filing a proof of claim in bankruptcy does not affect your VA benefits or the status of your claim with the Department of Veterans Affairs. However, you must act quickly, as bankruptcy courts set strict deadlines for filing claims.

Who Should File a Proof of Claim?

If you paid Trajector Medical for VA disability claim assistance and:

  • You did not receive the services promised, or
  • You believe you were overcharged or misled, or
  • Your claim was never filed or completed by Trajector Medical

— you should consider filing a proof of claim in the bankruptcy case. This applies whether you paid by credit card, check, or other methods. Even if you are unsure about your eligibility, filing preserves your right to be considered for repayment.

Veterans who used Trajector Medical only for advice and did not pay, or who received all contracted services, usually do not need to file a claim.

How to File a Proof of Claim: Step-by-Step

To file a proof of claim in bankruptcy, follow these steps:

  • Find the case information: Locate Trajector Medical's bankruptcy case number and the court handling the case. This information is typically available on the company's website, the U.S. Bankruptcy Court's website, or through veteran service organizations (VSOs) like the VFW.
  • Download Official Form 410: The bankruptcy court requires you to use Official Form 410 for your proof of claim. Fill out this form with your contact information, the amount paid, the date(s) of payment, and a description of the services you did not receive.
  • Attach documentation: Include copies of receipts, contracts, emails, or other proof of payment to Trajector Medical. The more documentation you provide, the stronger your claim.
  • Submit your claim before the deadline: Bankruptcy courts set a "bar date"—the final day to file claims. Missing this deadline may mean you cannot recover your money. Check the court's website or notices for the exact date.
  • Keep copies: Retain copies of everything you submit for your records.

If you need help, contact your local VSO or legal aid office. Do not pay anyone to file a proof of claim for you—most VSOs provide this help for free.

What Happens After You File?

After you file your proof of claim, the bankruptcy court will review all claims and determine how much money, if any, can be returned to creditors (including veterans who paid Trajector Medical). Payments depend on the company's remaining assets and the number of claims filed. This process can take several months or longer.

Filing a proof of claim does not guarantee repayment, but it is the only way to be considered for reimbursement. You do not need to withdraw or change your VA disability claim with the Department of Veterans Affairs. For more on the VA claims process, visit our VA claims hub or see our explainers for related topics.

Protecting Yourself When Using VA Claim Assistance Services

This situation highlights the risks of using third-party companies for VA disability claims. The VA does not require you to pay anyone to file a claim. Accredited VSOs, like the VFW or American Legion, provide free assistance and are trained to help you navigate the process.

If you are considering hiring a company for claim assistance, check their accreditation status on the VA's official list. Be cautious of companies that charge high fees or promise guaranteed results. For trusted resources, see our VA claims hub and disability ratings hub.