What Is the 2026 VA Disability COLA?

Each year, the Department of Veterans Affairs (VA) adjusts disability compensation rates to keep up with inflation. For 2026, that cost-of-living adjustment (COLA) is set at 3.6%. This means all veterans receiving VA disability compensation will see their monthly payments rise by 3.6% starting with the December 2025 payment, which is paid in January 2026.

The COLA is tied to the Social Security Administration’s cost-of-living calculation under 38 U.S.C. § 5312. It ensures your benefits keep pace with the rising cost of goods and services.

How Much More Will You Receive?

The exact dollar increase depends on your current VA disability rating and whether you receive additional amounts for dependents. For example, a veteran with a 70% rating and no dependents received $1,716.28 per month in 2025. With the 3.6% COLA, that payment rises to approximately $1,778.08 per month—an increase of about $61.80.

  • For a 100% rating (no dependents): 2025 rate of $3,737.85 increases to about $3,871.43.
  • For a 50% rating (no dependents): 2025 rate of $1,075.16 increases to about $1,113.89.

To estimate your new total if you have dependents or multiple ratings, use the VA disability rating calculator or check the updated tables on the VA’s website.

When Does the COLA Take Effect?

The 3.6% COLA is effective December 1, 2025. However, you’ll see the increased payment in your January 2026 deposit. This schedule follows the standard VA payment calendar, which pays benefits for the previous month at the start of each new month.

You do not need to file any new paperwork or forms to receive the COLA. The VA automatically applies the increase to all eligible disability compensation recipients.

What Should You Do Next?

  • Check your January 2026 payment: Compare it to your December amount to confirm the increase.
  • Update your budget: Adjust your monthly financial planning to reflect the higher payment.
  • Review your rating: If you believe your disability has worsened, consider filing for an increase. Visit the VA claims hub for guidance.
  • Monitor for errors: If the increase doesn’t appear, contact the VA at 1-800-827-1000 or through your eBenefits account.

Where to Learn More

For a full breakdown of VA disability rates and how COLA is calculated, see our VA disability ratings hub. For more on the claims process or appealing a decision, visit our explainers page.

Staying informed about COLA changes helps you maximize your benefits and plan for the year ahead.